Future value vs purchasing power
A nominal maturity amount and its inflation-adjusted value answer different questions: one shows the money amount, while the other estimates purchasing power.
Free online calculator
Inflation Calculator – Estimate Future Value in Today's Money
Inflation can reduce the purchasing power of a future amount. Use this tool to apply an annual inflation assumption and estimate what a future maturity value may represent in today's purchasing power.
Open CalculatorHow this calculator helps
Choose an assumption
Inflation varies over time. Enter an assumption that fits the scenario you want to examine rather than treating one rate as a guaranteed future rate.
Use alongside investment returns
Comparing projected investment growth with an inflation-adjusted value can help you understand the difference between nominal growth and purchasing-power growth.
Important: Results are estimates for education and planning. Actual rates, taxation, compounding methods and product terms may vary by financial institution and applicable rules.
Frequently Asked Questions
What does inflation adjustment mean?
It discounts a future amount using an assumed annual inflation rate to estimate its equivalent purchasing power in today's terms.
Is the inflation rate guaranteed?
No. The rate is an assumption for the calculation and actual future inflation can differ.
Can I use inflation with FD or RD calculations?
Yes. The main calculator includes an inflation setting that can be applied to its investment projections.