How an RD works
A recurring deposit lets you contribute a fixed amount at regular intervals for a chosen tenure. Unlike an FD, the money is invested gradually rather than as one lump sum.
Free online calculator
RD Calculator – Recurring Deposit Maturity & Interest
Estimate recurring-deposit maturity from regular contributions, interest rate, tenure and compounding assumptions. Use the calculator to explore how contribution frequency and time affect your projected returns.
Open CalculatorHow this calculator helps
What you can estimate
The calculator can model recurring contributions, interest, projected maturity value, taxes and inflation-adjusted value using the selected assumptions.
Try different scenarios
Change the installment, frequency, interest rate, tenure or currency and compare how the projected outcome changes.
Important: Results are estimates for education and planning. Actual rates, taxation, compounding methods and product terms may vary by financial institution and applicable rules.
Frequently Asked Questions
What is a recurring deposit?
An RD is a deposit product in which a customer makes regular contributions for a predetermined period and earns interest according to the applicable product terms.
Can I calculate monthly and quarterly contributions?
The main calculator supports monthly and quarterly recurring-deposit contribution frequencies.
Is the RD result exact?
It is an estimate. Actual maturity can depend on the financial institution's interest calculation method, contribution dates, applicable taxes and product terms.