About Fixed Deposits
A fixed deposit lets you place a lump sum for a chosen tenure at a stated interest rate. The calculator above estimates the mathematical growth of the deposit based on the inputs you provide.
What the calculator shows
- Principal deposited
- Estimated interest earned
- Gross maturity value
- Illustrative tax impact
- Inflation-adjusted value
- Year-by-year growth
Tax treatment, TDS and applicable exemptions depend on your jurisdiction and personal circumstances. The tax field is an illustrative calculation, not tax advice.
How to Use This Calculator
- Enter your deposit amount or regular contribution.
- Enter the annual interest rate offered by the deposit.
- Select the tenure and compounding convention.
- Add an illustrative tax rate and inflation rate if you want those views.
- Click Calculate to see the estimated maturity and growth schedule.