About Recurring Deposits
A recurring deposit involves regular deposits over a fixed period. This calculator estimates the accumulation of those deposits using the selected interest-rate and compounding assumptions.
What the calculator shows
- Total amount deposited
- Estimated interest earned
- Gross maturity value
- Illustrative tax impact
- Inflation-adjusted value
- Year-by-year growth
Actual RD maturity can vary by bank, deposit timing, compounding convention and product terms. Tax treatment is jurisdiction-specific; the tax field is only an illustration.
How to Use This Calculator
- Enter your deposit amount or regular contribution.
- Enter the annual interest rate offered by the deposit.
- Select the tenure and compounding convention.
- Add an illustrative tax rate and inflation rate if you want those views.
- Click Calculate to see the estimated maturity and growth schedule.