Planning Calculator

Retirement Calculator

Estimate a retirement corpus from today's expenses, inflation and retirement duration, then explore the monthly contribution required.

Retirement Calculator

Current Age

Retirement Age

Current Monthly Expenses

Inflation (%)

Expected Return (%)

Retirement Years

Existing Retirement Savings

Retirement Estimate

Estimated Retirement Corpus0

Monthly Expense at Retirement0

Existing Savings Projected0

Estimated Monthly SIP Needed0

Years to Retirement0

Planning Gap0

Retirement Planning Method

This calculator uses your current monthly expenses, an assumed inflation rate and a retirement period to estimate a retirement corpus. It then estimates a monthly contribution that could build that corpus before retirement under the selected return assumption.

Important assumptions

Inflation is assumed to remain constant.
Investment returns are assumed to remain constant.
The model does not include pensions, Social Security, EPF, NPS, rental income or other cash flows unless reflected in existing savings.
Actual retirement needs can be affected by healthcare, taxes, lifestyle changes and longevity.

Treat this as a planning scenario rather than a prediction. Review your assumptions periodically.